Side-by-side · Q2 2026 data
Mississippi Dhs Federal Credit Union vs Vicksburg Railroad Federal Credit Union
Credit union
Mississippi Dhs Federal Credit Union
Jackson, Mississippi · Under $100 million in assets
Credit union
Vicksburg Railroad Federal Credit Union
Vicksburg, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Mississippi Dhs Federal Credit Union | Vicksburg Railroad Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 77 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 40 | 83 (stronger) |
| Earnings | 0 | 30 (stronger) |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 19th | 57th |
| Total assets | $10.5M | $12.0M |
| Deposits / shares | $9.0M | $8.0M |
| Capital ratio | 13.22% | 32.83% (stronger) |
| Problem loans | 1.79% | 0.52% (stronger) |
| Net charge-offs | 0.27% | 0.11% (stronger) |
| Return on assets | -0.57% | 0.26% (stronger) |
| Loans ÷ deposits | 50.3% (stronger) | 89.7% |
| Uninsured deposits | 0.0% (stronger) | 5.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vicksburg Railroad Federal Credit Union has the higher TellerScore (77 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Mississippi Dhs Federal Credit Union leads on 2 and Vicksburg Railroad Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.