Side-by-side · Q2 2026 data
Mississippi Highway Safty Pat Federal Credit Union vs Ampot Federal Credit Union
Credit union
Mississippi Highway Safty Pat Federal Credit Union
Jackson, Mississippi · Under $100 million in assets
Credit union
Ampot Federal Credit Union
Hamilton, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Mississippi Highway Safty Pat Federal Credit Union | Ampot Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 52 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 0 | 39 (stronger) |
| Earnings | 95 (stronger) | 0 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 75 | 83 (stronger) |
| Peer percentile | 38th | 11th |
| Total assets | $13.1M | $15.2M |
| Deposits / shares | $9.3M | $13.5M |
| Capital ratio | 28.43% (stronger) | 11.20% |
| Problem loans | 6.62% | 1.84% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 1.88% (stronger) | -1.81% |
| Loans ÷ deposits | 75.8% | 57.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mississippi Highway Safty Pat Federal Credit Union has the higher TellerScore (69 vs 52). On the 6 directional measures above (where higher or lower is clearly better), Mississippi Highway Safty Pat Federal Credit Union leads on 4 and Ampot Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.