Side-by-side · Q2 2026 data
Mizuho Bank (USA) vs Shinhan Bank America
Metric by metric
| Measure | Mizuho Bank (USA) | Shinhan Bank America |
|---|---|---|
| TellerScore | 62 | 65 (stronger) |
| Capital cushion | 20 | 75 (stronger) |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 69 (stronger) | 45 |
| Funding & liquidity | 50 (stronger) | 26 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 27th | 36th |
| Total assets | $2.1B | $2.2B |
| Deposits / shares | $1.7B | $1.9B |
| Capital ratio | 7.05% | 12.47% (stronger) |
| Problem loans | 0.00% (stronger) | 0.57% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.22% (stronger) | 0.61% |
| Loans ÷ deposits | 22.9% (stronger) | 93.4% |
| Uninsured deposits | 95.0% | 52.0% (stronger) |
| Offices | 4 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Shinhan Bank America has the higher TellerScore (65 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Mizuho Bank (USA) leads on 3 and Shinhan Bank America on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.