The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 23 points (85 → 62), mostly because the capital cushion component weakened by 80 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in New York

Yes. Mizuho Bank (USA) is an FDIC-insured institution (FDIC certificate #21843). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 95.0% of deposits ($1.7B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 7.05%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 33.56% (benchmark: 10%).

Check how much of your own balance is covered

Mizuho Bank (USA) lists 4 offices in 3 cities across 2 states. Most locations:

• New York, NY (2)
• Georgetown, (1)
• Nassau, (1)

All branch addresses and map

Legal name

Mizuho Bank (USA)

Former names

Mizuho Corporate Bank (USA); The Fuji Bank and Trust Company

Type

State-chartered bank (Fed member)

FDIC certificate #

21843

RSSD ID

229913

Primary regulator

FED

Holding company

Mizuho Financial Group Inc

Established

November 29, 1974

Headquarters

1271 Avenue Of The Americas, New York, NY 10020

Website

n/a

Employees

70