Side-by-side · Q2 2026 data
Mnb Bank vs Bank of the Valley
Metric by metric
| Measure | Mnb Bank | Bank of the Valley |
|---|---|---|
| TellerScore | 75 (stronger) | 70 |
| Capital cushion | 61 (stronger) | 49 |
| Loan quality | 95 | 98 (stronger) |
| Earnings | 62 (stronger) | 55 |
| Funding & liquidity | 73 (stronger) | 68 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 61st | 43rd |
| Total assets | $594.1M | $581.9M |
| Deposits / shares | $494.9M | $490.8M |
| Capital ratio | 11.09% (stronger) | 9.87% |
| Problem loans | 0.15% | 0.05% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.06% (stronger) | 0.87% |
| Loans ÷ deposits | 76.2% (stronger) | 91.8% |
| Uninsured deposits | 24.9% | 13.0% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
Mnb Bank has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Mnb Bank leads on 4 and Bank of the Valley on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.