Side-by-side · Q2 2026 data
Mncppc Federal Credit Union vs Capital Area Realtors Federal Credit Union
Credit union
Capital Area Realtors Federal Credit Union
Rockville, Maryland · Under $100 million in assets
Metric by metric
| Measure | Mncppc Federal Credit Union | Capital Area Realtors Federal Credit Union |
|---|---|---|
| TellerScore | 36 | 50 (stronger) |
| Capital cushion | 62 | 91 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 0 | 14 (stronger) |
| Funding & liquidity | 97 (stronger) | 89 |
| Problem-loan coverage | 31 | 67 (stronger) |
| Peer percentile | 2nd | 9th |
| Total assets | $16.7M | $15.7M |
| Deposits / shares | $14.8M | $13.5M |
| Capital ratio | 11.22% | 14.10% (stronger) |
| Problem loans | 6.96% | 3.89% (stronger) |
| Net charge-offs | 0.55% (stronger) | 1.34% |
| Return on assets | -1.45% | -0.15% (stronger) |
| Loans ÷ deposits | 63.2% (stronger) | 69.1% |
| Uninsured deposits | 7.4% (stronger) | 17.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Capital Area Realtors Federal Credit Union has the higher TellerScore (50 vs 36). On the 7 directional measures above (where higher or lower is clearly better), Mncppc Federal Credit Union leads on 3 and Capital Area Realtors Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.