Mncppc Federal Credit Union (NCUA charter #18948) is based in College Park, Maryland. Its Q2 2026 call report shows $16.7M in total assets and $14.8M in member shares and deposits and 2 offices.
Based on its Q2 2026 filing, Mncppc Federal Credit Union scores 36/100, which we describe as low. That is higher than only 2% of 2,479 credit unions with under $100 million in assets. Among 60 credit unions headquartered in Maryland, it ranks 60th. Its strongest component is funding & liquidity (97/100; 63% loans-to-deposits, 7% uninsured), and its lowest is earnings (0/100; -1.45%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 13 points (49 → 36), mostly because the earnings component weakened by 32 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 75 |
| Q4 2024 | 64 |
| Q1 2025 | 43 |
| Q2 2025 | 49 |
| Q3 2025 | 50 |
| Q4 2025 | 46 |
| Q1 2026 | 43 |
| Q2 2026 | 36 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.97% |
| Q3 2024 | 13.76% |
| Q4 2024 | 12.96% |
| Q1 2025 | 12.93% |
| Q2 2025 | 12.66% |
| Q3 2025 | 12.81% |
| Q4 2025 | 12.29% |
| Q1 2026 | 12.08% |
| Q2 2026 | 11.22% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.62% |
| Q3 2024 | 0.89% |
| Q4 2024 | 1.84% |
| Q1 2025 | 4.66% |
| Q2 2025 | 4.84% |
| Q3 2025 | 5.55% |
| Q4 2025 | 3.19% |
| Q1 2026 | 5.03% |
| Q2 2026 | 6.96% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.26% |
| Q3 2024 | 0.65% |
| Q4 2024 | 0.53% |
| Q1 2025 | -0.73% |
| Q2 2025 | 0.29% |
| Q3 2025 | 0.43% |
| Q4 2025 | -0.24% |
| Q1 2026 | -0.33% |
| Q2 2026 | -1.45% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 36 | $16.7M | 11.22% | 6.96% | -1.45% | 63.2% |
| Q1 2026 | 43 | $16.6M | 12.08% | 5.03% | -0.33% | 63.2% |
| Q4 2025 | 46 | $16.4M | 12.29% | 3.19% | -0.24% | 63.7% |
| Q3 2025 | 50 | $16.5M | 12.81% | 5.55% | 0.43% | 65.1% |
| Q2 2025 | 49 | $16.4M | 12.66% | 4.84% | 0.29% | 65.8% |
| Q1 2025 | 43 | $15.9M | 12.93% | 4.66% | -0.73% | 69.3% |
| Q4 2024 | 64 | $15.8M | 12.96% | 1.84% | 0.53% | 71.0% |
| Q3 2024 | 75 | $14.8M | 13.76% | 0.89% | 0.65% | 77.4% |
| Q2 2024 | 65 | $14.8M | 13.97% | 2.62% | 1.26% | 74.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Maryland
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Hema Federal Credit UnionCredit union Silver Spring, MD | 60 out of 100, Moderate | $16.7M | 9.8% | 0.58% | vs |
| Capital Area Realtors Federal Credit UnionCredit union Rockville, MD | 50 out of 100, Below average | $15.7M | 14.1% | 3.89% | vs |
| Capital Area Taiwanese Federal Credit UnionCredit union Rockville, MD | 73 out of 100, Strong | $12.6M | 11.2% | 0.00% | vs |
| Thiokol Elkton Federal Credit UnionCredit union Elkton, MD | 83 out of 100, Strong | $23.8M | 18.2% | 0.16% | vs |
| Howard County Education Federal Credit UnionCredit union Ellicott City, MD | 51 out of 100, Below average | $25.0M | 11.1% | 2.76% | vs |
| Bee Federal Credit UnionCredit union Salisbury, MD | 58 out of 100, Moderate | $7.9M | 21.6% | 2.88% | vs |
Deposit insurance
Is my money safe at Mncppc Federal Credit Union?
Yes. Mncppc Federal Credit Union is a federally insured credit union (NCUA charter #18948). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 7.4% of shares and deposits ($1.1M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 11.22%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Mncppc Federal Credit Union lists 2 offices in 2 cities. Most locations:
- College Park, MD (1)
- Wheaton, MD (1)
Identity & history
Profile
- Legal name
- Mncppc Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 18948
- RSSD ID
- 250681
- Primary regulator
- NCUA
- Established
- 1968
- Headquarters
- 5211 Campus Drive Suite A, College Park, MD 20740
- Employees
- 3
Quick answers
Mncppc Federal Credit Union: common questions
Is Mncppc Federal Credit Union NCUA insured?
Yes. Mncppc Federal Credit Union is a federally insured credit union (NCUA charter #18948). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Mncppc Federal Credit Union's TellerScore?
36 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Mncppc Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near College Park
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mount Pleasant Baptist Church Federal Credit UnionCredit union Alexandria, VA | 100 out of 100, Very strong | $370K | 17.4% | 0.00% | vs |
| None Suffer Lack Federal Credit UnionCredit union Suitland, MD | 99 out of 100, Very strong | $27.9M | 20.1% | 0.12% | vs |
| Lee Federal Credit UnionCredit union Washington, DC | 99 out of 100, Very strong | $5.5M | 50.7% | 0.00% | vs |
| Mt Gilead Federal Credit UnionCredit union Washington, DC | 93 out of 100, Very strong | $78K | 17.5% | 0.00% | vs |
| Mt. Airy Baptist Church Federal Credit UnionCredit union Washington, DC | 86 out of 100, Very strong | $1.1M | 42.0% | 1.55% | vs |
| First Baptist Church of Vienna (Va) Federal Credit UnionCredit union Vienna, VA | 85 out of 100, Very strong | $1.1M | 14.4% | 0.00% | vs |