Side-by-side · Q2 2026 data
Mobile Educators Credit Union vs Blue Flame Credit Union
Metric by metric
| Measure | Mobile Educators Credit Union | Blue Flame Credit Union |
|---|---|---|
| TellerScore | 84 | 90 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 75 | 100 (stronger) |
| Earnings | 80 (stronger) | 48 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 86th | 89th |
| Total assets | $113.2M | $10.7M |
| Deposits / shares | $98.2M | $8.8M |
| Capital ratio | 13.20% | 15.36% (stronger) |
| Problem loans | 0.74% | 0.00% (stronger) |
| Net charge-offs | 0.06% | -0.05% (stronger) |
| Return on assets | 1.51% (stronger) | 0.70% |
| Loans ÷ deposits | 13.4% (stronger) | 43.1% |
| Uninsured deposits | 2.0% | 1.4% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Blue Flame Credit Union has the higher TellerScore (90 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Mobile Educators Credit Union leads on 2 and Blue Flame Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.