Side-by-side · Q2 2026 data
Mobile Educators Credit Union vs Mobile Government Emp. Credit Union
Credit union
Mobile Government Emp. Credit Union
Mobile, Alabama · Under $100 million in assets
Metric by metric
| Measure | Mobile Educators Credit Union | Mobile Government Emp. Credit Union |
|---|---|---|
| TellerScore | 84 | 90 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 75 | 100 (stronger) |
| Earnings | 80 (stronger) | 49 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 86th | 89th |
| Total assets | $113.2M | $15.0M |
| Deposits / shares | $98.2M | $11.6M |
| Capital ratio | 13.20% | 22.04% (stronger) |
| Problem loans | 0.74% | 0.00% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.51% (stronger) | 0.72% |
| Loans ÷ deposits | 13.4% (stronger) | 30.6% |
| Uninsured deposits | 2.0% | 0.0% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mobile Government Emp. Credit Union has the higher TellerScore (90 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Mobile Educators Credit Union leads on 2 and Mobile Government Emp. Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.