Side-by-side · Q2 2026 data
Mobile Government Emp. Credit Union vs Azalea City Credit Union
Credit union
Mobile Government Emp. Credit Union
Mobile, Alabama · Under $100 million in assets
Metric by metric
| Measure | Mobile Government Emp. Credit Union | Azalea City Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 78 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 48 |
| Earnings | 49 | 60 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 89th | 59th |
| Total assets | $15.0M | $47.2M |
| Deposits / shares | $11.6M | $39.8M |
| Capital ratio | 22.04% (stronger) | 15.21% |
| Problem loans | 0.00% (stronger) | 1.57% |
| Net charge-offs | 0.00% (stronger) | 0.42% |
| Return on assets | 0.72% | 1.01% (stronger) |
| Loans ÷ deposits | 30.6% (stronger) | 50.7% |
| Uninsured deposits | 0.0% (stronger) | 5.1% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mobile Government Emp. Credit Union has the higher TellerScore (90 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Mobile Government Emp. Credit Union leads on 6 and Azalea City Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.