Side-by-side · Q2 2026 data
Modesto'S First Federal Credit Union vs Parishioners Federal Credit Union
Credit union
Modesto'S First Federal Credit Union
Modesto, California · Under $100 million in assets
Credit union
Parishioners Federal Credit Union
Torrance, California · Under $100 million in assets
Metric by metric
| Measure | Modesto'S First Federal Credit Union | Parishioners Federal Credit Union |
|---|---|---|
| TellerScore | 59 (stronger) | 44 |
| Capital cushion | 38 | 38 |
| Loan quality | 67 (stronger) | 25 |
| Earnings | 55 | 57 (stronger) |
| Funding & liquidity | 78 (stronger) | 67 |
| Problem-loan coverage | 82 (stronger) | 47 |
| Peer percentile | 20th | 4th |
| Total assets | $74.2M | $69.9M |
| Deposits / shares | $67.3M | $56.1M |
| Capital ratio | 8.83% (stronger) | 8.77% |
| Problem loans | 0.99% (stronger) | 2.25% |
| Net charge-offs | 0.69% (stronger) | 0.88% |
| Return on assets | 0.88% | 0.94% (stronger) |
| Loans ÷ deposits | 82.0% (stronger) | 93.1% |
| Uninsured deposits | 14.3% | 7.0% (stronger) |
| Offices | 0 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Modesto'S First Federal Credit Union has the higher TellerScore (59 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Modesto'S First Federal Credit Union leads on 5 and Parishioners Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.