TellerScore

Headquartered in Torrance, California, Parishioners Federal Credit Union is a federal credit union with $69.9M in total assets and $56.1M in member shares and deposits as of Q2 2026. Its charter dates back to 1961.

Based on its Q2 2026 filing, Parishioners Federal Credit Union scores 44/100, which we describe as below average. That is higher than only 4% of 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 234th. Its strongest component is funding & liquidity (67/100; 93% loans-to-deposits, 7% uninsured), and its lowest is loan quality (25/100; 2.25%).

TellerScore · Q2 2026

Scorecard

Capital cushion38/100
Net worth ratio: 8.77%
Loan quality25/100
Loans 60+ days delinquent ÷ total loans: 2.25%
Earnings57/100
Return on assets (annualized): 0.94%
Funding & liquidity67/100
Loans ÷ shares: 93.1% · 7.0% uninsured
Problem-loan coverage47/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 26.42%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (51 → 44), mostly because the problem-loan coverage component weakened by 24 points.

TellerScore
385164Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202456
Q4 202452
Q1 202540
Q2 202551
Q3 202539
Q4 202543
Q1 202638
Q2 202644
Net worth ratio
7.00%7.93%8.87%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.77%
Q3 20248.03%
Q4 20248.46%
Q1 20258.03%
Q2 20258.27%
Q3 20258.78%
Q4 20258.44%
Q1 20268.87%
Q2 20268.77%
Delinquent loans (60+ days)
0.56%2.01%3.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.56%
Q3 20241.46%
Q4 20242.11%
Q1 20252.81%
Q2 20251.75%
Q3 20253.47%
Q4 20252.35%
Q1 20263.30%
Q2 20262.25%
Return on assets
0.69%0.93%1.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.06%
Q3 20241.13%
Q4 20241.16%
Q1 20250.69%
Q2 20250.91%
Q3 20251.01%
Q4 20250.92%
Q1 20260.92%
Q2 20260.94%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202644$69.9M8.77%2.25%0.94%93.1%
Q1 202638$67.2M8.87%3.30%0.92%87.0%
Q4 202543$68.7M8.44%2.35%0.92%88.6%
Q3 202539$64.4M8.78%3.47%1.01%83.3%
Q2 202551$62.5M8.27%1.75%0.91%77.9%
Q1 202540$65.8M8.03%2.81%0.69%68.1%
Q4 202452$61.1M8.46%2.11%1.16%71.7%
Q3 202456$62.1M8.03%1.46%1.13%71.7%
Q2 202464$61.6M7.77%0.56%1.06%68.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.77%
8th
Problem loans2.25%
18th
Net charge-offs0.88%
16th
Return on assets0.94%
65th
Loans to deposits93.1%
7th
Uninsured deposits7.0%
13th
Loan-loss reserves0.00%
37th
Texas ratio26.4%
3rd

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Universal City Studios Credit UnionCredit union Burbank, CA56 out of 100, Moderate$71.6M8.0%0.16%vs
Polam Federal Credit UnionCredit union Redwood City, CA43 out of 100, Below average$72.8M13.6%2.92%vs
Escondido Federal Credit UnionCredit union Escondido, CA89 out of 100, Very strong$66.8M13.7%0.06%vs
Polam Federal Credit UnionCredit union Los Angeles, CA65 out of 100, Moderate$73.2M9.9%0.00%vs
Delta Schools Federal Credit UnionCredit union Antioch, CA81 out of 100, Strong$66.5M10.7%0.00%vs
Shell Western States Federal Credit UnionCredit union Martinez, CA64 out of 100, Moderate$66.0M10.4%0.52%vs

Deposit insurance

Is my money safe at Parishioners Federal Credit Union?

Yes. Parishioners Federal Credit Union is a federally insured credit union (NCUA charter #14650). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.0% of shares and deposits ($3.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.77%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Parishioners Federal Credit Union
Type
Federal credit union
NCUA charter #
14650
RSSD ID
721480
Primary regulator
NCUA
Established
1961
Headquarters
2355 Crenshaw Blvd Ste 100, Torrance, CA 90501
Employees
11

Quick answers

Parishioners Federal Credit Union: common questions

Is Parishioners Federal Credit Union NCUA insured?

Yes. Parishioners Federal Credit Union is a federally insured credit union (NCUA charter #14650). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Parishioners Federal Credit Union's TellerScore?

44 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.