Side-by-side · Q2 2026 data
Mohawk Valley Federal Credit Union vs G.P.O. Federal Credit Union
Metric by metric
| Measure | Mohawk Valley Federal Credit Union | G.P.O. Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 79 |
| Capital cushion | 80 (stronger) | 67 |
| Loan quality | 71 | 87 (stronger) |
| Earnings | 68 (stronger) | 64 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 65th | 76th |
| Total assets | $61.9M | $629.8M |
| Deposits / shares | $53.8M | $552.2M |
| Capital ratio | 12.95% (stronger) | 11.70% |
| Problem loans | 0.86% | 0.39% (stronger) |
| Net charge-offs | 0.41% | 0.34% (stronger) |
| Return on assets | 1.20% (stronger) | 1.11% |
| Loans ÷ deposits | 49.9% (stronger) | 59.6% |
| Uninsured deposits | 3.0% (stronger) | 4.7% |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 40.4% |
Mohawk Valley Federal Credit Union has the higher TellerScore (80 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Mohawk Valley Federal Credit Union leads on 5 and G.P.O. Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.