Side-by-side · Q2 2026 data
Mojave Plant Employees Federal Credit Union vs Edwards Federal Credit Union
Credit union
Mojave Plant Employees Federal Credit Union
Mojave, California · Under $100 million in assets
Metric by metric
| Measure | Mojave Plant Employees Federal Credit Union | Edwards Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 38 |
| Loan quality | 100 (stronger) | 73 |
| Earnings | 42 (stronger) | 13 |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 80th | 13th |
| Total assets | $997K | $276.6M |
| Deposits / shares | $798K | $253.9M |
| Capital ratio | 19.98% (stronger) | 8.76% |
| Problem loans | 0.00% (stronger) | 0.81% |
| Net charge-offs | 0.00% (stronger) | 0.49% |
| Return on assets | 0.55% (stronger) | -0.18% |
| Loans ÷ deposits | 74.1% | 60.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 11.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Mojave Plant Employees Federal Credit Union has the higher TellerScore (86 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Mojave Plant Employees Federal Credit Union leads on 6 and Edwards Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.