Side-by-side · Q2 2026 data
Molex Employees Federal Credit Union vs Alero Financial Credit Union
Credit union
Molex Employees Federal Credit Union
Lisle, Illinois · Under $100 million in assets
Metric by metric
| Measure | Molex Employees Federal Credit Union | Alero Financial Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 70 |
| Loan quality | 84 (stronger) | 74 |
| Earnings | 55 (stronger) | 34 |
| Funding & liquidity | 81 (stronger) | 71 |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 75th | 37th |
| Total assets | $6.5M | $953.5M |
| Deposits / shares | $5.3M | $822.6M |
| Capital ratio | 18.36% (stronger) | 11.95% |
| Problem loans | 0.47% (stronger) | 0.79% |
| Net charge-offs | 0.28% (stronger) | 0.65% |
| Return on assets | 0.87% (stronger) | 0.35% |
| Loans ÷ deposits | 78.9% (stronger) | 89.2% |
| Uninsured deposits | 0.0% (stronger) | 13.7% |
| Offices | 2 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Molex Employees Federal Credit Union has the higher TellerScore (84 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Molex Employees Federal Credit Union leads on 7 and Alero Financial Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.