TellerScore

Headquartered in Lisle, Illinois, Molex Employees Federal Credit Union is a federal credit union with $6.5M in total assets and $5.3M in member shares and deposits as of Q2 2026. It operates 2 offices across 2 states. Its charter dates back to 1978.

Molex Employees Federal Credit Union has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 54th. Capital cushion contributes the most (100/100, 18.36%); earnings contributes the least (55/100, 0.87%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.36%
Loan quality84/100
Loans 60+ days delinquent ÷ total loans: 0.47%
Earnings55/100
Return on assets (annualized): 0.87%
Funding & liquidity81/100
Loans ÷ shares: 78.9% · 0.0% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.62%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (81 → 84), mostly because the funding & liquidity component improved by 10 points.

TellerScore
818487Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202487
Q3 202487
Q4 202486
Q1 202582
Q2 202581
Q3 202586
Q4 202587
Q1 202682
Q2 202684
Net worth ratio
7.00%12.68%18.36%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.14%
Q3 202415.45%
Q4 202415.83%
Q1 202515.83%
Q2 202517.02%
Q3 202517.09%
Q4 202518.31%
Q1 202617.95%
Q2 202618.36%
Delinquent loans (60+ days)
0.00%0.34%0.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.22%
Q2 20250.69%
Q3 20250.18%
Q4 20250.27%
Q1 20260.61%
Q2 20260.47%
Return on assets
0.45%0.77%1.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.72%
Q3 20240.80%
Q4 20240.73%
Q1 20250.45%
Q2 20250.92%
Q3 20250.98%
Q4 20251.09%
Q1 20260.75%
Q2 20260.87%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$6.5M18.36%0.47%0.87%78.9%
Q1 202682$6.6M17.95%0.61%0.75%78.3%
Q4 202587$6.4M18.31%0.27%1.09%85.3%
Q3 202586$6.7M17.09%0.18%0.98%85.9%
Q2 202581$6.6M17.02%0.69%0.92%88.9%
Q1 202582$7.0M15.83%0.22%0.45%83.1%
Q4 202486$7.0M15.83%0.00%0.73%83.5%
Q3 202487$7.1M15.45%0.00%0.80%81.7%
Q2 202487$7.1M15.14%0.00%0.72%79.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.36%
71st
Problem loans0.47%
60th
Net charge-offs0.28%
41st
Return on assets0.87%
61st
Loans to deposits78.9%
21st
Uninsured deposits0.0%
81st
Loan-loss reserves0.23%
75th
Texas ratio1.6%
57th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Peoria Hiway Credit UnionCredit union Peoria, IL85 out of 100, Very strong$6.6M13.7%0.14%vs
Decatur Postal Credit UnionCredit union Decatur, IL63 out of 100, Moderate$6.4M22.7%2.90%vs
Peoria City Employees Credit UnionCredit union Peoria, IL79 out of 100, Strong$6.4M21.2%1.66%vs
State Employees Community Credit UnionCredit union Alton, IL89 out of 100, Very strong$6.7M20.0%0.00%vs
For Members Only Federal Credit UnionCredit union Chicago, IL77 out of 100, Strong$6.3M14.8%—vs
Peoria Bell Credit UnionCredit union Peoria, IL75 out of 100, Strong$6.0M42.6%0.00%vs

Deposit insurance

Is my money safe at Molex Employees Federal Credit Union?

Yes. Molex Employees Federal Credit Union is a federally insured credit union (NCUA charter #23109). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.36%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Molex Employees Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Molex Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
23109
RSSD ID
105585
Primary regulator
NCUA
Established
1978
Headquarters
2222 Wellington Ct, Lisle, IL 60532
Employees
3

Quick answers

Molex Employees Federal Credit Union: common questions

Is Molex Employees Federal Credit Union NCUA insured?

Yes. Molex Employees Federal Credit Union is a federally insured credit union (NCUA charter #23109). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Molex Employees Federal Credit Union's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Molex Employees Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

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