Side-by-side · Q2 2026 data
Monet Bank vs Safe 1 Credit Union
Metric by metric
| Measure | Monet Bank | Safe 1 Credit Union |
|---|---|---|
| TellerScore | 65 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 88 (stronger) |
| Earnings | 100 (stronger) | 90 |
| Funding & liquidity | 50 | 68 (stronger) |
| Problem-loan coverage | 76 | 96 (stronger) |
| Peer percentile | 36th | 98th |
| Total assets | $3.2B | $1.2B |
| Deposits / shares | $913.0M | $963.8M |
| Capital ratio | 31.69% (stronger) | 16.03% |
| Problem loans | 25.76% | 0.37% (stronger) |
| Net charge-offs | -4.61% (stronger) | 0.40% |
| Return on assets | 4.06% (stronger) | 1.74% |
| Loans ÷ deposits | 49.0% (stronger) | 92.4% |
| Uninsured deposits | 80.2% | 1.8% (stronger) |
| Offices | 6 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.3% |
Safe 1 Credit Union has the higher TellerScore (90 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Monet Bank leads on 4 and Safe 1 Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.