Side-by-side · Q2 2026 data
Money Federal Credit Union vs Beginnings Credit Union
Metric by metric
| Measure | Money Federal Credit Union | Beginnings Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 77 |
| Capital cushion | 88 | 90 (stronger) |
| Loan quality | 90 (stronger) | 77 |
| Earnings | 37 | 49 (stronger) |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 68th | 82nd |
| Total assets | $51.3M | $1.5B |
| Deposits / shares | $45.1M | $1.3B |
| Capital ratio | 13.78% | 14.01% (stronger) |
| Problem loans | 0.29% (stronger) | 0.69% |
| Net charge-offs | 0.02% (stronger) | 0.39% |
| Return on assets | 0.43% | 0.73% (stronger) |
| Loans ÷ deposits | 47.9% (stronger) | 82.3% |
| Uninsured deposits | 8.2% (stronger) | 9.2% |
| Offices | 1 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Money Federal Credit Union has the higher TellerScore (81 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Money Federal Credit Union leads on 5 and Beginnings Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.