Side-by-side · Q2 2026 data
Money One Federal Credit Union vs Market USA Federal Credit Union
Metric by metric
| Measure | Money One Federal Credit Union | Market USA Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 76 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 65 (stronger) | 47 |
| Earnings | 34 | 66 (stronger) |
| Funding & liquidity | 75 | 80 (stronger) |
| Problem-loan coverage | 84 | 87 (stronger) |
| Peer percentile | 29th | 68th |
| Total assets | $105.5M | $142.3M |
| Deposits / shares | $87.9M | $114.1M |
| Capital ratio | 11.68% | 19.16% (stronger) |
| Problem loans | 1.06% (stronger) | 1.59% |
| Net charge-offs | 0.13% (stronger) | 1.65% |
| Return on assets | 0.34% | 1.16% (stronger) |
| Loans ÷ deposits | 85.6% | 79.9% (stronger) |
| Uninsured deposits | 2.0% (stronger) | 2.1% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Market USA Federal Credit Union has the higher TellerScore (76 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Money One Federal Credit Union leads on 3 and Market USA Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.