Side-by-side · Q2 2026 data
Monroe Community Credit Union vs Cornerstone Community Financial Credit Union
Credit union
Cornerstone Community Financial Credit Union
Auburn Hills, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Monroe Community Credit Union | Cornerstone Community Financial Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 62 |
| Capital cushion | 64 | 71 (stronger) |
| Loan quality | 93 (stronger) | 61 |
| Earnings | 79 (stronger) | 46 |
| Funding & liquidity | 82 (stronger) | 56 |
| Problem-loan coverage | 98 (stronger) | 82 |
| Peer percentile | 78th | 26th |
| Total assets | $406.4M | $470.1M |
| Deposits / shares | $355.2M | $361.8M |
| Capital ratio | 11.43% | 12.05% (stronger) |
| Problem loans | 0.20% (stronger) | 1.18% |
| Net charge-offs | 0.11% (stronger) | 0.87% |
| Return on assets | 1.48% (stronger) | 0.66% |
| Loans ÷ deposits | 77.8% (stronger) | 104.3% |
| Uninsured deposits | 2.9% (stronger) | 5.7% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | 31.3% |
Monroe Community Credit Union has the higher TellerScore (80 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Monroe Community Credit Union leads on 6 and Cornerstone Community Financial Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.