Side-by-side · Q2 2026 data
Monroe Federal Savings and Loan Association vs Peoples Savings and Loan Company
Metric by metric
| Measure | Monroe Federal Savings and Loan Association | Peoples Savings and Loan Company |
|---|---|---|
| TellerScore | 59 | 68 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 93 (stronger) | 26 |
| Earnings | 11 | 36 (stronger) |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 17th | 37th |
| Total assets | $144.5M | $157.4M |
| Deposits / shares | $124.5M | $126.2M |
| Capital ratio | 9.86% | 20.34% (stronger) |
| Problem loans | 0.22% (stronger) | 2.22% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | -0.22% | 0.39% (stronger) |
| Loans ÷ deposits | 90.0% | 57.4% (stronger) |
| Uninsured deposits | 22.3% | 6.9% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Peoples Savings and Loan Company has the higher TellerScore (68 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Monroe Federal Savings and Loan Association leads on 1 and Peoples Savings and Loan Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.