Side-by-side · Q2 2026 data
Monroe Savings Bank vs Atlantic City Electric Co Emp Federal Credit Union
Credit union
Atlantic City Electric Co Emp Federal Credit Union
Mays Landing, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Monroe Savings Bank | Atlantic City Electric Co Emp Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 70 |
| Capital cushion | 90 | 96 (stronger) |
| Loan quality | 83 (stronger) | 34 |
| Earnings | 47 (stronger) | 45 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 64th | 40th |
| Total assets | $114.0M | $62.5M |
| Deposits / shares | $87.2M | $55.7M |
| Capital ratio | 14.02% | 14.58% (stronger) |
| Problem loans | 0.52% (stronger) | 1.98% |
| Net charge-offs | 0.08% (stronger) | 0.54% |
| Return on assets | 0.68% (stronger) | 0.62% |
| Loans ÷ deposits | 98.9% | 40.3% (stronger) |
| Uninsured deposits | 10.5% | 2.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Monroe Savings Bank has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Monroe Savings Bank leads on 4 and Atlantic City Electric Co Emp Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.