Side-by-side · Q2 2026 data
Montell Federal Credit Union vs Sabine School Employees Federal Credit Union
Credit union
Sabine School Employees Federal Credit Union
Many, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Montell Federal Credit Union | Sabine School Employees Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 73 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 32 | 60 (stronger) |
| Earnings | 57 (stronger) | 19 |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 86 | 95 (stronger) |
| Peer percentile | 32nd | 47th |
| Total assets | $4.5M | $5.2M |
| Deposits / shares | $3.4M | $4.1M |
| Capital ratio | 24.40% (stronger) | 20.07% |
| Problem loans | 2.04% | 1.21% (stronger) |
| Net charge-offs | -0.79% (stronger) | 1.66% |
| Return on assets | 0.94% (stronger) | -0.03% |
| Loans ÷ deposits | 117.1% | 53.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sabine School Employees Federal Credit Union has the higher TellerScore (73 vs 66). On the 6 directional measures above (where higher or lower is clearly better), Montell Federal Credit Union leads on 3 and Sabine School Employees Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.