Sabine School Employees Federal Credit Union is a federal credit union headquartered in Many, Louisiana, in business for about 52 years. At the end of Q2 2026 it reported $5.2M in total assets and $4.1M in member shares and deposits, with 1 office.
Sabine School Employees Federal Credit Union has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 60th. Capital cushion contributes the most (100/100, 20.07%); earnings contributes the least (19/100, -0.03%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 6 points (79 → 73), mostly because the loan quality component weakened by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 82 |
| Q3 2024 | 94 |
| Q4 2024 | 89 |
| Q1 2025 | 85 |
| Q2 2025 | 79 |
| Q3 2025 | 84 |
| Q4 2025 | 70 |
| Q1 2026 | 82 |
| Q2 2026 | 73 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 21.09% |
| Q3 2024 | 21.20% |
| Q4 2024 | 20.57% |
| Q1 2025 | 20.81% |
| Q2 2025 | 20.64% |
| Q3 2025 | 21.08% |
| Q4 2025 | 20.46% |
| Q1 2026 | 20.47% |
| Q2 2026 | 20.07% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.98% |
| Q3 2024 | 0.44% |
| Q4 2024 | 0.42% |
| Q1 2025 | 0.80% |
| Q2 2025 | 0.66% |
| Q3 2025 | 0.35% |
| Q4 2025 | 1.50% |
| Q1 2026 | 0.87% |
| Q2 2026 | 1.21% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.02% |
| Q3 2024 | 1.76% |
| Q4 2024 | 1.12% |
| Q1 2025 | 0.98% |
| Q2 2025 | 0.07% |
| Q3 2025 | 0.45% |
| Q4 2025 | -0.11% |
| Q1 2026 | 0.65% |
| Q2 2026 | -0.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $5.2M | 20.07% | 1.21% | -0.03% | 53.9% |
| Q1 2026 | 82 | $5.1M | 20.47% | 0.87% | 0.65% | 56.5% |
| Q4 2025 | 70 | $5.1M | 20.46% | 1.50% | -0.11% | 58.4% |
| Q3 2025 | 84 | $5.0M | 21.08% | 0.35% | 0.45% | 62.3% |
| Q2 2025 | 79 | $5.1M | 20.64% | 0.66% | 0.07% | 60.9% |
| Q1 2025 | 85 | $5.1M | 20.81% | 0.80% | 0.98% | 57.1% |
| Q4 2024 | 89 | $5.1M | 20.57% | 0.42% | 1.12% | 61.8% |
| Q3 2024 | 94 | $5.0M | 21.20% | 0.44% | 1.76% | 62.5% |
| Q2 2024 | 82 | $4.9M | 21.09% | 1.98% | 2.02% | 66.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Orleans Parish Sheriff'S Credit UnionCredit union New Orleans, LA | 72 out of 100, Strong | $5.0M | 46.8% | 1.02% | vs |
| P.H.I. Federal Credit UnionCredit union Lafayette, LA | 55 out of 100, Moderate | $4.9M | 7.0% | 0.00% | vs |
| Old Spanish Trail Credit UnionCredit union Westlake, LA | 77 out of 100, Strong | $5.5M | 30.5% | 0.31% | vs |
| Morgan City Federal Credit UnionCredit union Morgan City, LA | 84 out of 100, Strong | $4.8M | 16.7% | 0.00% | vs |
| East Baton Rouge Teachers Federal Credit UnionCredit union Baton Rouge, LA | 29 out of 100, Low | $4.8M | 8.8% | 7.75% | vs |
| Montell Federal Credit UnionCredit union Sulphur, LA | 66 out of 100, Moderate | $4.5M | 24.4% | 2.04% | vs |
Deposit insurance
Is my money safe at Sabine School Employees Federal Credit Union?
Yes. Sabine School Employees Federal Credit Union is a federally insured credit union (NCUA charter #21615). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 20.07%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Sabine School Employees Federal Credit Union lists 1 office in 1 city. Most locations:
- Many, LA (1)
Identity & history
Profile
- Legal name
- Sabine School Employees Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 21615
- RSSD ID
- 189585
- Primary regulator
- NCUA
- Established
- 1974
- Headquarters
- P O Box 755, Many, LA 71449
- Employees
- 2
Quick answers
Sabine School Employees Federal Credit Union: common questions
Is Sabine School Employees Federal Credit Union NCUA insured?
Yes. Sabine School Employees Federal Credit Union is a federally insured credit union (NCUA charter #21615). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Sabine School Employees Federal Credit Union's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Sabine School Employees Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Many
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| City Bank & Trust Co.Bank Natchitoches, LA | 82 out of 100, Strong | $382.0M | 11.4% | 0.00% | vs |
| Southside BankBank Tyler, TX | 75 out of 100, Strong | $8.8B | 11.4% | 0.19% | vs |
| Community Bank of LouisianaBank Mansfield, LA | 74 out of 100, Strong | $852.9M | 10.1% | 0.01% | vs |
| Doches Credit UnionCredit union Nacogdoches, TX | 74 out of 100, Strong | $64.5M | 13.5% | 0.62% | vs |
| Merchants & Farmers Bank & Trust CompanyBank Leesville, LA | 70 out of 100, Strong | $541.4M | 11.2% | 0.70% | vs |
| Shelby Savings Bank, SSBBank Center, TX | 69 out of 100, Moderate | $457.4M | 11.1% | 1.05% | vs |