Side-by-side · Q2 2026 data
Monterra Credit Union vs Financial Partners Credit Union
Metric by metric
| Measure | Monterra Credit Union | Financial Partners Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 63 |
| Capital cushion | 80 (stronger) | 45 |
| Loan quality | 83 (stronger) | 77 |
| Earnings | 59 (stronger) | 54 |
| Funding & liquidity | 69 | 70 (stronger) |
| Problem-loan coverage | 94 (stronger) | 89 |
| Peer percentile | 79th | 33rd |
| Total assets | $1.9B | $2.2B |
| Deposits / shares | $1.7B | $1.8B |
| Capital ratio | 13.01% (stronger) | 9.50% |
| Problem loans | 0.50% (stronger) | 0.70% |
| Net charge-offs | 0.15% (stronger) | 0.53% |
| Return on assets | 0.97% (stronger) | 0.85% |
| Loans ÷ deposits | 91.5% | 90.0% (stronger) |
| Uninsured deposits | 6.9% (stronger) | 12.0% |
| Offices | 8 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Monterra Credit Union has the higher TellerScore (76 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Monterra Credit Union leads on 6 and Financial Partners Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.