Side-by-side · Q2 2026 data
Monterra Credit Union vs Frontwave Credit Union
Metric by metric
| Measure | Monterra Credit Union | Frontwave Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 62 |
| Capital cushion | 80 (stronger) | 41 |
| Loan quality | 83 (stronger) | 73 |
| Earnings | 59 (stronger) | 55 |
| Funding & liquidity | 69 | 75 (stronger) |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 79th | 30th |
| Total assets | $1.9B | $1.7B |
| Deposits / shares | $1.7B | $1.4B |
| Capital ratio | 13.01% (stronger) | 9.13% |
| Problem loans | 0.50% (stronger) | 0.81% |
| Net charge-offs | 0.15% (stronger) | 0.47% |
| Return on assets | 0.97% (stronger) | 0.88% |
| Loans ÷ deposits | 91.5% | 85.5% (stronger) |
| Uninsured deposits | 6.9% (stronger) | 9.8% |
| Offices | 8 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Monterra Credit Union has the higher TellerScore (76 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Monterra Credit Union leads on 6 and Frontwave Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.