Side-by-side · Q2 2026 data
Montgomery Bank vs Bank of New Madrid
Metric by metric
| Measure | Montgomery Bank | Bank of New Madrid |
|---|---|---|
| TellerScore | 70 | 92 (stronger) |
| Capital cushion | 47 | 91 (stronger) |
| Loan quality | 85 | 99 (stronger) |
| Earnings | 85 | 96 (stronger) |
| Funding & liquidity | 54 | 74 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 58th | 97th |
| Total assets | $1.2B | $116.6M |
| Deposits / shares | $1.0B | $98.9M |
| Capital ratio | 9.69% | 14.11% (stronger) |
| Problem loans | 0.44% | 0.04% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 1.63% | 1.91% (stronger) |
| Loans ÷ deposits | 95.9% | 66.3% (stronger) |
| Uninsured deposits | 24.2% (stronger) | 32.6% |
| Offices | 12 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | — |
Bank of New Madrid has the higher TellerScore (92 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Montgomery Bank leads on 2 and Bank of New Madrid on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.