Side-by-side · Q2 2026 data
Montoursville Area Federal Credit Union vs Pace Resources Federal Credit Union
Credit union
Montoursville Area Federal Credit Union
Montoursville, Pennsylvania · Under $100 million in assets
Credit union
Pace Resources Federal Credit Union
York, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Montoursville Area Federal Credit Union | Pace Resources Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 80 |
| Capital cushion | 92 | 100 (stronger) |
| Loan quality | 99 (stronger) | 66 |
| Earnings | 68 (stronger) | 43 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 90th | 65th |
| Total assets | $6.2M | $6.5M |
| Deposits / shares | $5.3M | $5.3M |
| Capital ratio | 14.19% | 17.86% (stronger) |
| Problem loans | 0.03% (stronger) | 1.01% |
| Net charge-offs | 0.40% | 0.00% (stronger) |
| Return on assets | 1.21% (stronger) | 0.58% |
| Loans ÷ deposits | 32.9% (stronger) | 33.3% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Montoursville Area Federal Credit Union has the higher TellerScore (91 vs 80). On the 6 directional measures above (where higher or lower is clearly better), Montoursville Area Federal Credit Union leads on 4 and Pace Resources Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.