TellerScore

Headquartered in York, Pennsylvania, Pace Resources Federal Credit Union is a federal credit union with $6.5M in total assets and $5.3M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1969.

Based on its Q2 2026 filing, Pace Resources Federal Credit Union scores 80/100, which we describe as strong. That is higher than 65% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 99th. Its strongest component is capital cushion (100/100; 17.86%), and its lowest is earnings (43/100; 0.58%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.86%
Loan quality66/100
Loans 60+ days delinquent ÷ total loans: 1.01%
Earnings43/100
Return on assets (annualized): 0.58%
Funding & liquidity100/100
Loans ÷ shares: 33.3% · 0.0% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.52%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (87 → 80), mostly because the earnings component weakened by 28 points.

TellerScore
798897Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202495
Q3 202497
Q4 202497
Q1 202592
Q2 202587
Q3 202590
Q4 202590
Q1 202679
Q2 202680
Net worth ratio
7.00%12.43%17.86%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.18%
Q3 202415.37%
Q4 202416.17%
Q1 202514.89%
Q2 202515.92%
Q3 202515.12%
Q4 202516.16%
Q1 202616.52%
Q2 202617.86%
Delinquent loans (60+ days)
0.21%0.61%1.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.33%
Q3 20240.32%
Q4 20240.35%
Q1 20250.21%
Q2 20250.88%
Q3 20250.34%
Q4 20250.34%
Q1 20260.60%
Q2 20261.01%
Return on assets
0.06%1.21%2.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.18%
Q3 20242.35%
Q4 20242.21%
Q1 20251.24%
Q2 20251.27%
Q3 20251.14%
Q4 20251.14%
Q1 20260.06%
Q2 20260.58%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$6.5M17.86%1.01%0.58%33.3%
Q1 202679$7.0M16.52%0.60%0.06%32.1%
Q4 202590$7.1M16.16%0.34%1.14%31.6%
Q3 202590$7.5M15.12%0.34%1.14%29.5%
Q2 202587$7.0M15.92%0.88%1.27%33.1%
Q1 202592$7.3M14.89%0.21%1.24%30.8%
Q4 202497$6.6M16.17%0.35%2.21%35.4%
Q3 202497$6.8M15.37%0.32%2.35%35.8%
Q2 202495$7.0M14.18%0.33%2.18%33.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.86%
69th
Problem loans1.01%
39th
Net charge-offs0.00%
77th
Return on assets0.58%
46th
Loans to deposits33.3%
85th
Uninsured deposits0.0%
81st
Loan-loss reserves1.16%
84th
Texas ratio1.5%
58th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Northwood Federal Credit UnionCredit union Philadelphia, PA75 out of 100, Strong$6.6M19.7%0.63%vs
Valley Pride Federal Credit UnionCredit union Kingston, PA64 out of 100, Moderate$6.3M17.5%4.23%vs
Ukrainian Selfreliance of West. Pa. Federal Credit UnionCredit union Carnegie, PA44 out of 100, Below average$6.7M10.3%2.10%vs
Johnstown School Employees Federal Credit UnionCredit union Johnstown, PA75 out of 100, Strong$6.2M26.1%1.04%vs
Montoursville Area Federal Credit UnionCredit union Montoursville, PA91 out of 100, Very strong$6.2M14.2%0.03%vs
Back Mountain Federal Credit UnionCredit union Shavertown, PA61 out of 100, Moderate$6.9M27.7%6.80%vs

Deposit insurance

Is my money safe at Pace Resources Federal Credit Union?

Yes. Pace Resources Federal Credit Union is a federally insured credit union (NCUA charter #19501). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 17.86%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Pace Resources Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Pace Resources Federal Credit Union
Type
Federal credit union
NCUA charter #
19501
RSSD ID
884282
Primary regulator
NCUA
Established
1969
Headquarters
P.O. Box 15040, York, PA 17405
Employees
4

Quick answers

Pace Resources Federal Credit Union: common questions

Is Pace Resources Federal Credit Union NCUA insured?

Yes. Pace Resources Federal Credit Union is a federally insured credit union (NCUA charter #19501). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Pace Resources Federal Credit Union's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Pace Resources Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
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