Side-by-side · Q2 2026 data
Montrose Savings Bank vs Community First Bank
Metric by metric
| Measure | Montrose Savings Bank | Community First Bank |
|---|---|---|
| TellerScore | 97 (stronger) | 67 |
| Capital cushion | 95 (stronger) | 36 |
| Loan quality | 96 (stronger) | 68 |
| Earnings | 100 | 100 |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 99 (stronger) | 85 |
| Peer percentile | 98th | 34th |
| Total assets | $63.2M | $258.9M |
| Deposits / shares | $53.7M | $234.6M |
| Capital ratio | 14.53% (stronger) | 8.57% |
| Problem loans | 0.13% (stronger) | 0.95% |
| Net charge-offs | 0.12% (stronger) | 0.94% |
| Return on assets | 2.86% (stronger) | 2.35% |
| Loans ÷ deposits | 60.4% (stronger) | 84.7% |
| Uninsured deposits | 4.9% (stronger) | 16.6% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.9% |
Montrose Savings Bank has the higher TellerScore (97 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Montrose Savings Bank leads on 7 and Community First Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.