Side-by-side · Q2 2026 data
Moog Employees Federal Credit Union vs Local 41 I.B.E.W. Federal Credit Union
Credit union
Moog Employees Federal Credit Union
East Aurora, New York · $100 million – $1 billion
Credit union
Local 41 I.B.E.W. Federal Credit Union
Orchard Park, New York · Under $100 million in assets
Metric by metric
| Measure | Moog Employees Federal Credit Union | Local 41 I.B.E.W. Federal Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 88 |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 78 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 100th | 85th |
| Total assets | $257.3M | $19.4M |
| Deposits / shares | $188.4M | $17.0M |
| Capital ratio | 26.63% (stronger) | 12.41% |
| Problem loans | 0.00% | 0.00% (stronger) |
| Net charge-offs | 0.13% | -0.05% (stronger) |
| Return on assets | 1.99% (stronger) | 1.45% |
| Loans ÷ deposits | 52.5% (stronger) | 58.6% |
| Uninsured deposits | 5.8% | 1.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | — |
Moog Employees Federal Credit Union has the higher TellerScore (100 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Moog Employees Federal Credit Union leads on 4 and Local 41 I.B.E.W. Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.