Moog Employees Federal Credit Union is a federal credit union headquartered in East Aurora, New York, in business for about 63 years. At the end of Q2 2026 it reported $257.3M in total assets and $188.4M in member shares and deposits, with 2 offices.
Moog Employees Federal Credit Union has a TellerScore of 100 out of 100 (very strong) based on Q2 2026 data — higher than 100% of its 1,341 credit unions with $100 million – $1 billion. Among 268 credit unions headquartered in New York, it ranks 1st. Its five components are fairly even, ranging from 100 to 100 out of 100.
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (98 → 100), mostly because the loan quality component improved by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 100 |
| Q3 2024 | 100 |
| Q4 2024 | 98 |
| Q1 2025 | 99 |
| Q2 2025 | 98 |
| Q3 2025 | 100 |
| Q4 2025 | 98 |
| Q1 2026 | 97 |
| Q2 2026 | 100 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 25.47% |
| Q3 2024 | 25.77% |
| Q4 2024 | 26.08% |
| Q1 2025 | 25.95% |
| Q2 2025 | 26.09% |
| Q3 2025 | 26.44% |
| Q4 2025 | 26.40% |
| Q1 2026 | 26.35% |
| Q2 2026 | 26.63% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.03% |
| Q3 2024 | 0.01% |
| Q4 2024 | 0.18% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.23% |
| Q3 2025 | 0.07% |
| Q4 2025 | 0.22% |
| Q1 2026 | 0.26% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.36% |
| Q3 2024 | 2.29% |
| Q4 2024 | 2.24% |
| Q1 2025 | 1.93% |
| Q2 2025 | 2.05% |
| Q3 2025 | 2.07% |
| Q4 2025 | 2.02% |
| Q1 2026 | 1.94% |
| Q2 2026 | 1.99% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 100 | $257.3M | 26.63% | 0.00% | 1.99% | 52.5% |
| Q1 2026 | 97 | $255.1M | 26.35% | 0.26% | 1.94% | 53.1% |
| Q4 2025 | 98 | $249.9M | 26.40% | 0.22% | 2.02% | 54.8% |
| Q3 2025 | 100 | $244.7M | 26.44% | 0.07% | 2.07% | 56.5% |
| Q2 2025 | 98 | $243.0M | 26.09% | 0.23% | 2.05% | 56.6% |
| Q1 2025 | 99 | $239.2M | 25.95% | 0.00% | 1.93% | 57.0% |
| Q4 2024 | 98 | $233.6M | 26.08% | 0.18% | 2.24% | 58.8% |
| Q3 2024 | 100 | $231.7M | 25.77% | 0.01% | 2.29% | 59.1% |
| Q2 2024 | 100 | $229.3M | 25.47% | 0.03% | 2.36% | 59.6% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Finger Lakes Federal Credit UnionCredit union Geneva, NY | 96 out of 100, Very strong | $259.5M | 15.1% | 0.10% | vs |
| Ghs Federal Credit UnionCredit union Binghamton, NY | 46 out of 100, Below average | $252.7M | 9.7% | 4.90% | vs |
| Niagara'S Choice Federal Credit UnionCredit union Niagara Falls, NY | 66 out of 100, Moderate | $265.4M | 10.9% | 1.17% | vs |
| Saint Lawrence Federal Credit UnionCredit union Ogdensburg, NY | 72 out of 100, Strong | $272.3M | 11.5% | 0.54% | vs |
| Western Division Federal Credit UnionCredit union Williamsville, NY | 91 out of 100, Very strong | $223.9M | 14.8% | 0.27% | vs |
| Tct Federal Credit UnionCredit union Ballston Spa, NY | 61 out of 100, Moderate | $295.6M | 9.4% | 0.65% | vs |
Deposit insurance
Is my money safe at Moog Employees Federal Credit Union?
Yes. Moog Employees Federal Credit Union is a federally insured credit union (NCUA charter #15669). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.8% of shares and deposits ($11.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 26.63%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Moog Employees Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Buffalo, NY (1)
- East Aurora, NY (1)
HMDA 2025
Mortgage lending
In 2025, Moog Employees Federal Credit Union reported 58 home-loan applications under HMDA (LEI 254900DS8F7DYEEO5B60): 55 originated ($10,495,000 total), 3 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 5.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Moog Employees Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 15669
- RSSD ID
- 534680
- Primary regulator
- NCUA
- Established
- 1963
- Headquarters
- Seneca Street, East Aurora, NY 14052
- Employees
- 12
Quick answers
Moog Employees Federal Credit Union: common questions
Is Moog Employees Federal Credit Union NCUA insured?
Yes. Moog Employees Federal Credit Union is a federally insured credit union (NCUA charter #15669). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Moog Employees Federal Credit Union's TellerScore?
100 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Moog Employees Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near East Aurora
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA | 97 out of 100, Very strong | $10.2M | 24.8% | 0.12% | vs |
| Greater Woodlawn Federal Credit UnionCredit union Blasdell, NY | 96 out of 100, Very strong | $168.4M | 23.9% | 0.12% | vs |
| Town of Cheektowaga Federal Credit UnionCredit union Cheektowaga, NY | 95 out of 100, Very strong | $38.1M | 17.2% | 0.00% | vs |
| Crossroads Community Federal Credit UnionCredit union Cheektowaga, NY | 95 out of 100, Very strong | $96.9M | 15.3% | 0.18% | vs |
| Meridia Community Federal Credit UnionCredit union Hamburg, NY | 94 out of 100, Very strong | $144.1M | 16.4% | 0.27% | vs |
| Att-Wyo Correctional Employees Federal Credit UnionCredit union Attica, NY | 94 out of 100, Very strong | $16.7M | 19.3% | 0.62% | vs |