TellerScore

Moog Employees Federal Credit Union is a federal credit union headquartered in East Aurora, New York, in business for about 63 years. At the end of Q2 2026 it reported $257.3M in total assets and $188.4M in member shares and deposits, with 2 offices.

Moog Employees Federal Credit Union has a TellerScore of 100 out of 100 (very strong) based on Q2 2026 data — higher than 100% of its 1,341 credit unions with $100 million – $1 billion. Among 268 credit unions headquartered in New York, it ranks 1st. Its five components are fairly even, ranging from 100 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 26.63%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 1.99%
Funding & liquidity100/100
Loans ÷ shares: 52.5% · 5.8% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.01%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (98 → 100), mostly because the loan quality component improved by 8 points.

TellerScore
9799100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 2024100
Q3 2024100
Q4 202498
Q1 202599
Q2 202598
Q3 2025100
Q4 202598
Q1 202697
Q2 2026100
Net worth ratio
7.00%16.82%26.63%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202425.47%
Q3 202425.77%
Q4 202426.08%
Q1 202525.95%
Q2 202526.09%
Q3 202526.44%
Q4 202526.40%
Q1 202626.35%
Q2 202626.63%
Delinquent loans (60+ days)
0.00%0.13%0.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.03%
Q3 20240.01%
Q4 20240.18%
Q1 20250.00%
Q2 20250.23%
Q3 20250.07%
Q4 20250.22%
Q1 20260.26%
Q2 20260.00%
Return on assets
1.93%2.15%2.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20242.36%
Q3 20242.29%
Q4 20242.24%
Q1 20251.93%
Q2 20252.05%
Q3 20252.07%
Q4 20252.02%
Q1 20261.94%
Q2 20261.99%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 2026100$257.3M26.63%0.00%1.99%52.5%
Q1 202697$255.1M26.35%0.26%1.94%53.1%
Q4 202598$249.9M26.40%0.22%2.02%54.8%
Q3 2025100$244.7M26.44%0.07%2.07%56.5%
Q2 202598$243.0M26.09%0.23%2.05%56.6%
Q1 202599$239.2M25.95%0.00%1.93%57.0%
Q4 202498$233.6M26.08%0.18%2.24%58.8%
Q3 2024100$231.7M25.77%0.01%2.29%59.1%
Q2 2024100$229.3M25.47%0.03%2.36%59.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio26.63%
99th
Problem loans0.00%
100th
Net charge-offs0.13%
81st
Return on assets1.99%
97th
Loans to deposits52.5%
88th
Uninsured deposits5.8%
50th
Loan-loss reserves0.00%
50th
Texas ratio0.0%
100th

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Finger Lakes Federal Credit UnionCredit union Geneva, NY96 out of 100, Very strong$259.5M15.1%0.10%vs
Ghs Federal Credit UnionCredit union Binghamton, NY46 out of 100, Below average$252.7M9.7%4.90%vs
Niagara'S Choice Federal Credit UnionCredit union Niagara Falls, NY66 out of 100, Moderate$265.4M10.9%1.17%vs
Saint Lawrence Federal Credit UnionCredit union Ogdensburg, NY72 out of 100, Strong$272.3M11.5%0.54%vs
Western Division Federal Credit UnionCredit union Williamsville, NY91 out of 100, Very strong$223.9M14.8%0.27%vs
Tct Federal Credit UnionCredit union Ballston Spa, NY61 out of 100, Moderate$295.6M9.4%0.65%vs

Deposit insurance

Is my money safe at Moog Employees Federal Credit Union?

Yes. Moog Employees Federal Credit Union is a federally insured credit union (NCUA charter #15669). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.8% of shares and deposits ($11.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 26.63%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Moog Employees Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Moog Employees Federal Credit Union reported 58 home-loan applications under HMDA (LEI 254900DS8F7DYEEO5B60): 55 originated ($10,495,000 total), 3 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 5.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Moog Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
15669
RSSD ID
534680
Primary regulator
NCUA
Established
1963
Headquarters
Seneca Street, East Aurora, NY 14052
Employees
12

Quick answers

Moog Employees Federal Credit Union: common questions

Is Moog Employees Federal Credit Union NCUA insured?

Yes. Moog Employees Federal Credit Union is a federally insured credit union (NCUA charter #15669). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Moog Employees Federal Credit Union's TellerScore?

100 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Moog Employees Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near East Aurora

InstitutionScoreAssetsCapitalProblem loansCompare
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
Greater Woodlawn Federal Credit UnionCredit union Blasdell, NY96 out of 100, Very strong$168.4M23.9%0.12%vs
Town of Cheektowaga Federal Credit UnionCredit union Cheektowaga, NY95 out of 100, Very strong$38.1M17.2%0.00%vs
Crossroads Community Federal Credit UnionCredit union Cheektowaga, NY95 out of 100, Very strong$96.9M15.3%0.18%vs
Meridia Community Federal Credit UnionCredit union Hamburg, NY94 out of 100, Very strong$144.1M16.4%0.27%vs
Att-Wyo Correctional Employees Federal Credit UnionCredit union Attica, NY94 out of 100, Very strong$16.7M19.3%0.62%vs