Side-by-side · Q2 2026 data
Moog Employees Federal Credit Union vs Tonawanda Community Federal Credit Union
Credit union
Moog Employees Federal Credit Union
East Aurora, New York · $100 million – $1 billion
Credit union
Tonawanda Community Federal Credit Union
Buffalo, New York · Under $100 million in assets
Metric by metric
| Measure | Moog Employees Federal Credit Union | Tonawanda Community Federal Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 100 (stronger) | 76 |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 100th | 57th |
| Total assets | $257.3M | $49.3M |
| Deposits / shares | $188.4M | $43.8M |
| Capital ratio | 26.63% (stronger) | 11.13% |
| Problem loans | 0.00% (stronger) | 0.73% |
| Net charge-offs | 0.13% (stronger) | 0.14% |
| Return on assets | 1.99% (stronger) | 1.38% |
| Loans ÷ deposits | 52.5% | 32.1% (stronger) |
| Uninsured deposits | 5.8% | 1.4% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | — |
Moog Employees Federal Credit Union has the higher TellerScore (100 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Moog Employees Federal Credit Union leads on 5 and Tonawanda Community Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.