Side-by-side · Q2 2026 data
Moog Employees Federal Credit Union vs Western Division Federal Credit Union
Credit union
Moog Employees Federal Credit Union
East Aurora, New York · $100 million – $1 billion
Credit union
Western Division Federal Credit Union
Williamsville, New York · $100 million – $1 billion
Metric by metric
| Measure | Moog Employees Federal Credit Union | Western Division Federal Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 91 |
| Capital cushion | 100 (stronger) | 98 |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 100 (stronger) | 98 |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 100th | 96th |
| Total assets | $257.3M | $223.9M |
| Deposits / shares | $188.4M | $190.3M |
| Capital ratio | 26.63% (stronger) | 14.80% |
| Problem loans | 0.00% (stronger) | 0.27% |
| Net charge-offs | 0.13% | 0.07% (stronger) |
| Return on assets | 1.99% (stronger) | 1.96% |
| Loans ÷ deposits | 52.5% (stronger) | 94.2% |
| Uninsured deposits | 5.8% | 3.9% (stronger) |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | 13.5% |
Moog Employees Federal Credit Union has the higher TellerScore (100 vs 91). On the 7 directional measures above (where higher or lower is clearly better), Moog Employees Federal Credit Union leads on 5 and Western Division Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.