Side-by-side · Q2 2026 data
Moore County Schools Federal Credit Union vs Frio County Federal Credit Union
Credit union
Moore County Schools Federal Credit Union
Dumas, Texas · Under $100 million in assets
Metric by metric
| Measure | Moore County Schools Federal Credit Union | Frio County Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 67 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 36 | 79 (stronger) |
| Earnings | 48 (stronger) | 0 |
| Funding & liquidity | 85 (stronger) | 50 |
| Problem-loan coverage | 81 | 97 (stronger) |
| Peer percentile | 24th | 34th |
| Total assets | $5.1M | $5.3M |
| Deposits / shares | $4.4M | $3.3M |
| Capital ratio | 12.44% | 37.35% (stronger) |
| Problem loans | 1.92% | 0.63% (stronger) |
| Net charge-offs | 1.49% (stronger) | 3.19% |
| Return on assets | 0.71% (stronger) | -1.42% |
| Loans ÷ deposits | 74.9% (stronger) | 126.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Frio County Federal Credit Union has the higher TellerScore (67 vs 62). On the 6 directional measures above (where higher or lower is clearly better), Moore County Schools Federal Credit Union leads on 3 and Frio County Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.