Side-by-side · Q2 2026 data
Mopac Employees Federal Credit Union vs Alba-Golden Federal Credit Union
Credit union
Mopac Employees Federal Credit Union
Palestine, Texas · Under $100 million in assets
Metric by metric
| Measure | Mopac Employees Federal Credit Union | Alba-Golden Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 90 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 29 | 75 (stronger) |
| Funding & liquidity | 64 | 68 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 23rd | 89th |
| Total assets | $22.4M | $22.2M |
| Deposits / shares | $19.9M | $18.1M |
| Capital ratio | 9.66% | 16.84% (stronger) |
| Problem loans | 0.34% | 0.01% (stronger) |
| Net charge-offs | 0.31% (stronger) | 1.16% |
| Return on assets | 0.23% | 1.38% (stronger) |
| Loans ÷ deposits | 96.1% | 92.6% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alba-Golden Federal Credit Union has the higher TellerScore (90 vs 61). On the 6 directional measures above (where higher or lower is clearly better), Mopac Employees Federal Credit Union leads on 1 and Alba-Golden Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.