Side-by-side · Q2 2026 data
Morgan Stanley Bank, National Association vs Ally Bank
Metric by metric
| Measure | Morgan Stanley Bank, National Association | Ally Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 65 |
| Capital cushion | 54 (stronger) | 46 |
| Loan quality | 84 (stronger) | 72 |
| Earnings | 82 (stronger) | 68 |
| Funding & liquidity | 70 | 71 (stronger) |
| Problem-loan coverage | 97 (stronger) | 87 |
| Peer percentile | 97th | 81st |
| Total assets | $419.3B | $188.2B |
| Deposits / shares | $278.9B | $156.6B |
| Capital ratio | 10.44% (stronger) | 9.60% |
| Problem loans | 0.47% (stronger) | 0.85% |
| Net charge-offs | 0.08% (stronger) | 1.15% |
| Return on assets | 1.56% (stronger) | 1.20% |
| Loans ÷ deposits | 41.1% (stronger) | 89.6% |
| Uninsured deposits | 42.4% | 10.4% (stronger) |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | 15,221 |
| Complaints per $1B deposits | — | 97.2 |
| Mortgage denial rate (HMDA) | — | — |
Morgan Stanley Bank, National Association has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Morgan Stanley Bank, National Association leads on 6 and Ally Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.