Side-by-side · Q2 2026 data
Morgantown Bank & Trust Company, Incorporated vs Commonwealth Community Bank, Inc.
Bank
Morgantown Bank & Trust Company, Incorporated
Morgantown, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | Morgantown Bank & Trust Company, Incorporated | Commonwealth Community Bank, Inc. |
|---|---|---|
| TellerScore | 63 | 83 (stronger) |
| Capital cushion | 32 | 97 (stronger) |
| Loan quality | 92 | 92 |
| Earnings | 53 (stronger) | 30 |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 24th | 84th |
| Total assets | $439.7M | $157.7M |
| Deposits / shares | $385.7M | $134.8M |
| Capital ratio | 8.17% | 14.71% (stronger) |
| Problem loans | 0.24% | 0.24% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 0.82% (stronger) | 0.24% |
| Loans ÷ deposits | 91.3% | 40.7% (stronger) |
| Uninsured deposits | 10.9% (stronger) | 11.2% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.7% | — |
Commonwealth Community Bank, Inc. has the higher TellerScore (83 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Morgantown Bank & Trust Company, Incorporated leads on 3 and Commonwealth Community Bank, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.