Side-by-side · Q2 2026 data
Morton Community Bank vs Union Federal Savings and Loan Association
Metric by metric
| Measure | Morton Community Bank | Union Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 72 | 77 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 73 | 83 (stronger) |
| Earnings | 85 (stronger) | 30 |
| Funding & liquidity | 73 (stronger) | 69 |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 66th | 68th |
| Total assets | $5.3B | $145.6M |
| Deposits / shares | $4.7B | $121.0M |
| Capital ratio | 10.62% | 16.53% (stronger) |
| Problem loans | 0.81% | 0.51% (stronger) |
| Net charge-offs | 0.33% | 0.32% (stronger) |
| Return on assets | 1.62% (stronger) | 0.25% |
| Loans ÷ deposits | 74.1% (stronger) | 90.8% |
| Uninsured deposits | 26.9% | 3.5% (stronger) |
| Offices | 43 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | — |
Union Federal Savings and Loan Association has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Morton Community Bank leads on 2 and Union Federal Savings and Loan Association on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.