Side-by-side · Q2 2026 data
Motion Federal Credit Union vs Atlantic City Electric Co Emp Federal Credit Union
Credit union
Atlantic City Electric Co Emp Federal Credit Union
Mays Landing, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Motion Federal Credit Union | Atlantic City Electric Co Emp Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 70 (stronger) |
| Capital cushion | 53 | 96 (stronger) |
| Loan quality | 69 (stronger) | 34 |
| Earnings | 36 | 45 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 88 | 90 (stronger) |
| Peer percentile | 24th | 40th |
| Total assets | $60.2M | $62.5M |
| Deposits / shares | $53.2M | $55.7M |
| Capital ratio | 10.30% | 14.58% (stronger) |
| Problem loans | 0.94% (stronger) | 1.98% |
| Net charge-offs | 0.01% (stronger) | 0.54% |
| Return on assets | 0.41% | 0.62% (stronger) |
| Loans ÷ deposits | 72.9% | 40.3% (stronger) |
| Uninsured deposits | 10.1% | 2.5% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Atlantic City Electric Co Emp Federal Credit Union has the higher TellerScore (70 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Motion Federal Credit Union leads on 2 and Atlantic City Electric Co Emp Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.