Side-by-side · Q2 2026 data
Motion Federal Credit Union vs Central Jersey Police & Fire Federal Credit Union
Credit union
Central Jersey Police & Fire Federal Credit Union
Hamilton, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Motion Federal Credit Union | Central Jersey Police & Fire Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 91 (stronger) |
| Capital cushion | 53 | 94 (stronger) |
| Loan quality | 69 | 84 (stronger) |
| Earnings | 36 | 93 (stronger) |
| Funding & liquidity | 87 | 93 (stronger) |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 24th | 90th |
| Total assets | $60.2M | $52.3M |
| Deposits / shares | $53.2M | $44.6M |
| Capital ratio | 10.30% | 14.40% (stronger) |
| Problem loans | 0.94% | 0.48% (stronger) |
| Net charge-offs | 0.01% | -0.19% (stronger) |
| Return on assets | 0.41% | 1.84% (stronger) |
| Loans ÷ deposits | 72.9% | 67.6% (stronger) |
| Uninsured deposits | 10.1% (stronger) | 11.4% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Central Jersey Police & Fire Federal Credit Union has the higher TellerScore (91 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Motion Federal Credit Union leads on 1 and Central Jersey Police & Fire Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.