Side-by-side · Q2 2026 data
Motion Federal Credit Union vs Mercer County NJ Teachers Federal Credit Union
Credit union
Mercer County NJ Teachers Federal Credit Union
Hamilton Square, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Motion Federal Credit Union | Mercer County NJ Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 76 (stronger) |
| Capital cushion | 53 | 98 (stronger) |
| Loan quality | 69 (stronger) | 13 |
| Earnings | 36 | 99 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 88 (stronger) | 83 |
| Peer percentile | 24th | 54th |
| Total assets | $60.2M | $52.2M |
| Deposits / shares | $53.2M | $44.8M |
| Capital ratio | 10.30% | 14.84% (stronger) |
| Problem loans | 0.94% (stronger) | 2.62% |
| Net charge-offs | 0.01% | -0.02% (stronger) |
| Return on assets | 0.41% | 1.97% (stronger) |
| Loans ÷ deposits | 72.9% | 53.0% (stronger) |
| Uninsured deposits | 10.1% | 1.9% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mercer County NJ Teachers Federal Credit Union has the higher TellerScore (76 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Motion Federal Credit Union leads on 1 and Mercer County NJ Teachers Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.