Side-by-side · Q2 2026 data
Moultrie Bank & Trust vs Southeastern Credit Union
Metric by metric
| Measure | Moultrie Bank & Trust | Southeastern Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 73 |
| Capital cushion | 91 (stronger) | 58 |
| Loan quality | 97 (stronger) | 86 |
| Earnings | 60 | 66 (stronger) |
| Funding & liquidity | 60 | 74 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 82nd | 60th |
| Total assets | $150.6M | $440.7M |
| Deposits / shares | $128.6M | $388.5M |
| Capital ratio | 14.07% (stronger) | 10.81% |
| Problem loans | 0.10% (stronger) | 0.41% |
| Net charge-offs | -0.01% (stronger) | 0.17% |
| Return on assets | 0.99% | 1.14% (stronger) |
| Loans ÷ deposits | 56.6% (stronger) | 85.8% |
| Uninsured deposits | 51.1% | 5.9% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
Moultrie Bank & Trust has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Moultrie Bank & Trust leads on 5 and Southeastern Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.