Side-by-side · Q2 2026 data
Mound City Bank vs Peoples State Bank
Metric by metric
| Measure | Mound City Bank | Peoples State Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 80 |
| Capital cushion | 81 (stronger) | 65 |
| Loan quality | 96 (stronger) | 93 |
| Earnings | 87 (stronger) | 79 |
| Funding & liquidity | 68 | 78 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 90th | 77th |
| Total assets | $550.7M | $993.0M |
| Deposits / shares | $468.0M | $810.8M |
| Capital ratio | 13.07% (stronger) | 11.54% |
| Problem loans | 0.11% (stronger) | 0.21% |
| Net charge-offs | 0.01% | -0.04% (stronger) |
| Return on assets | 1.67% (stronger) | 1.47% |
| Loans ÷ deposits | 91.5% | 78.6% (stronger) |
| Uninsured deposits | 15.7% (stronger) | 18.1% |
| Offices | 5 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 6.2% |
Mound City Bank has the higher TellerScore (86 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Mound City Bank leads on 5 and Peoples State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.