Mound City Bank (FDIC certificate #9037) is based in Platteville, Wisconsin. Its Q2 2026 call report shows $550.7M in total assets and $468.0M in deposits and 6 offices.
Mound City Bank has a TellerScore of 86 out of 100 (very strong) based on Q2 2026 data — higher than 90% of its 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 16th. Problem-loan coverage contributes the most (99/100, 0.6%); funding & liquidity contributes the least (68/100, 92% loans-to-deposits, 16% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (79 → 86), mostly because the earnings component improved by 19 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 74 |
| Q4 2024 | 75 |
| Q1 2025 | 79 |
| Q2 2025 | 79 |
| Q3 2025 | 79 |
| Q4 2025 | 84 |
| Q1 2026 | 85 |
| Q2 2026 | 86 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.19% |
| Q3 2024 | 12.21% |
| Q4 2024 | 12.30% |
| Q1 2025 | 12.56% |
| Q2 2025 | 12.69% |
| Q3 2025 | 12.78% |
| Q4 2025 | 12.86% |
| Q1 2026 | 12.70% |
| Q2 2026 | 13.07% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.46% |
| Q3 2024 | 0.45% |
| Q4 2024 | 0.43% |
| Q1 2025 | 0.42% |
| Q2 2025 | 0.41% |
| Q3 2025 | 0.41% |
| Q4 2025 | 0.01% |
| Q1 2026 | 0.04% |
| Q2 2026 | 0.11% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.77% |
| Q3 2024 | 0.84% |
| Q4 2024 | 0.85% |
| Q1 2025 | 1.27% |
| Q2 2025 | 1.20% |
| Q3 2025 | 1.32% |
| Q4 2025 | 1.31% |
| Q1 2026 | 1.56% |
| Q2 2026 | 1.67% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $550.7M | 13.07% | 0.11% | 1.67% | 91.5% |
| Q1 2026 | 85 | $545.9M | 12.70% | 0.04% | 1.56% | 88.5% |
| Q4 2025 | 84 | $544.2M | 12.86% | 0.01% | 1.31% | 88.0% |
| Q3 2025 | 79 | $515.8M | 12.78% | 0.41% | 1.32% | 90.8% |
| Q2 2025 | 79 | $515.9M | 12.69% | 0.41% | 1.20% | 87.8% |
| Q1 2025 | 79 | $505.8M | 12.56% | 0.42% | 1.27% | 88.9% |
| Q4 2024 | 75 | $500.0M | 12.30% | 0.43% | 0.85% | 88.7% |
| Q3 2024 | 74 | $503.6M | 12.21% | 0.45% | 0.84% | 89.4% |
| Q2 2024 | 73 | $498.7M | 12.19% | 0.46% | 0.77% | 89.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Premier Community BankBank Marion, WI | 57 out of 100, Moderate | $552.1M | 8.5% | 0.85% | vs |
| Northwestern Mutual Wealth ManagementBank Milwaukee, WI | 93 out of 100, Very strong | $557.7M | 55.0% | 0.00% | vs |
| First State BankBank New London, WI | 69 out of 100, Moderate | $558.1M | 9.8% | 0.12% | vs |
| Capitol BankBank Madison, WI | 79 out of 100, Strong | $565.3M | 12.4% | 0.02% | vs |
| Bank of Lake MillsBank Lake Mills, WI | 74 out of 100, Strong | $533.8M | 11.2% | 0.69% | vs |
| Baraboo State BankBank Baraboo, WI | 84 out of 100, Strong | $569.6M | 11.7% | 0.01% | vs |
Deposit insurance
Is my money safe at Mound City Bank?
Yes. Mound City Bank is an FDIC-insured institution (FDIC certificate #9037). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 15.7% of deposits ($73.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.07%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.97% (benchmark: 10%).
6 locations
Branches
Mound City Bank lists 5 offices in 5 cities. Most locations:
- Belmont, WI (1)
- Cuba City, WI (1)
- Mineral Point, WI (1)
- Mount Horeb, WI (1)
- Platteville, WI (1)
HMDA 2025
Mortgage lending
In 2025, Mound City Bank reported 316 home-loan applications under HMDA (LEI 549300C70VBQUGXHPR07): 273 originated ($73,845,000 total), 7 denied, and 13 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Mound City Bank
- Type
- State-chartered bank
- FDIC certificate #
- 9037
- RSSD ID
- 259442
- Primary regulator
- FDIC
- Holding company
- Mound Cty Finl Services Inc
- Established
- February 15, 1915
- Headquarters
- 25 E Pine St, Platteville, WI 53818
- Website
- www.moundcitybank.com
- Employees
- 75
Quick answers
Mound City Bank: common questions
Is Mound City Bank FDIC insured?
Yes. Mound City Bank is an FDIC-insured institution (FDIC certificate #9037). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Mound City Bank's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Mound City Bank ever failed?
There is no failure record for FDIC certificate #9037 in the FDIC failed bank list.
How many branches does Mound City Bank have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Platteville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Dubuque Postal Employees Credit UnionCredit union Dubuque, IA | 92 out of 100, Very strong | $4.3M | 15.3% | 0.00% | vs |
| The Peoples Community BankBank Mazomanie, WI | 87 out of 100, Very strong | $388.8M | 12.8% | 0.14% | vs |
| Conservation First BankBank Benton, WI | 82 out of 100, Strong | $127.5M | 14.0% | 0.74% | vs |
| Peoples State BankBank Prairie Du Chien, WI | 80 out of 100, Strong | $993.0M | 11.5% | 0.21% | vs |
| Royal BankBank Elroy, WI | 79 out of 100, Strong | $816.1M | 10.5% | 0.06% | vs |
| Aim Credit UnionCredit union Dubuque, IA | 79 out of 100, Strong | $201.2M | 13.1% | 0.60% | vs |