TellerScore

Mound City Bank (FDIC certificate #9037) is based in Platteville, Wisconsin. Its Q2 2026 call report shows $550.7M in total assets and $468.0M in deposits and 6 offices.

Mound City Bank has a TellerScore of 86 out of 100 (very strong) based on Q2 2026 data — higher than 90% of its 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 16th. Problem-loan coverage contributes the most (99/100, 0.6%); funding & liquidity contributes the least (68/100, 92% loans-to-deposits, 16% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion81/100
Tier 1 leverage ratio: 13.07%
Loan quality96/100
Noncurrent loans ÷ total loans: 0.11%
Earnings87/100
Return on assets (annualized): 1.67%
Funding & liquidity68/100
Loans ÷ deposits and uninsured-deposit share: 91.5% · 15.7% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.62%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (79 → 86), mostly because the earnings component improved by 19 points.

TellerScore
738086Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202474
Q4 202475
Q1 202579
Q2 202579
Q3 202579
Q4 202584
Q1 202685
Q2 202686
Tier 1 leverage ratio
5.00%9.04%13.07%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.19%
Q3 202412.21%
Q4 202412.30%
Q1 202512.56%
Q2 202512.69%
Q3 202512.78%
Q4 202512.86%
Q1 202612.70%
Q2 202613.07%
Noncurrent loans
0.01%0.24%0.46%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.46%
Q3 20240.45%
Q4 20240.43%
Q1 20250.42%
Q2 20250.41%
Q3 20250.41%
Q4 20250.01%
Q1 20260.04%
Q2 20260.11%
Return on assets
0.77%1.22%1.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.77%
Q3 20240.84%
Q4 20240.85%
Q1 20251.27%
Q2 20251.20%
Q3 20251.32%
Q4 20251.31%
Q1 20261.56%
Q2 20261.67%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202686$550.7M13.07%0.11%1.67%91.5%
Q1 202685$545.9M12.70%0.04%1.56%88.5%
Q4 202584$544.2M12.86%0.01%1.31%88.0%
Q3 202579$515.8M12.78%0.41%1.32%90.8%
Q2 202579$515.9M12.69%0.41%1.20%87.8%
Q1 202579$505.8M12.56%0.42%1.27%88.9%
Q4 202475$500.0M12.30%0.43%0.85%88.7%
Q3 202474$503.6M12.21%0.45%0.84%89.4%
Q2 202473$498.7M12.19%0.46%0.77%89.2%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.07%
76th
Total risk-based capital17.97%
81st
Problem loans0.11%
73rd
Net charge-offs0.01%
47th
Return on assets1.67%
74th
Net interest margin3.74%
39th
Efficiency ratio54.6%
73rd
Loans to deposits91.5%
23rd
Uninsured deposits15.7%
80th
Loan-loss reserves1.35%
68th
Texas ratio0.6%
75th

Similar-size banks in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Premier Community BankBank Marion, WI57 out of 100, Moderate$552.1M8.5%0.85%vs
Northwestern Mutual Wealth ManagementBank Milwaukee, WI93 out of 100, Very strong$557.7M55.0%0.00%vs
First State BankBank New London, WI69 out of 100, Moderate$558.1M9.8%0.12%vs
Capitol BankBank Madison, WI79 out of 100, Strong$565.3M12.4%0.02%vs
Bank of Lake MillsBank Lake Mills, WI74 out of 100, Strong$533.8M11.2%0.69%vs
Baraboo State BankBank Baraboo, WI84 out of 100, Strong$569.6M11.7%0.01%vs

Deposit insurance

Is my money safe at Mound City Bank?

Yes. Mound City Bank is an FDIC-insured institution (FDIC certificate #9037). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 15.7% of deposits ($73.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.07%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.97% (benchmark: 10%).

Check how much of your own balance is covered

6 locations

Branches

Mound City Bank lists 5 offices in 5 cities. Most locations:

  • Belmont, WI (1)
  • Cuba City, WI (1)
  • Mineral Point, WI (1)
  • Mount Horeb, WI (1)
  • Platteville, WI (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Mound City Bank reported 316 home-loan applications under HMDA (LEI 549300C70VBQUGXHPR07): 273 originated ($73,845,000 total), 7 denied, and 13 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Mound City Bank
Type
State-chartered bank
FDIC certificate #
9037
RSSD ID
259442
Primary regulator
FDIC
Holding company
Mound Cty Finl Services Inc
Established
February 15, 1915
Headquarters
25 E Pine St, Platteville, WI 53818
Employees
75

Quick answers

Mound City Bank: common questions

Is Mound City Bank FDIC insured?

Yes. Mound City Bank is an FDIC-insured institution (FDIC certificate #9037). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Mound City Bank's TellerScore?

86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Mound City Bank ever failed?

There is no failure record for FDIC certificate #9037 in the FDIC failed bank list.

How many branches does Mound City Bank have?

6 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Platteville

InstitutionScoreAssetsCapitalProblem loansCompare
Dubuque Postal Employees Credit UnionCredit union Dubuque, IA92 out of 100, Very strong$4.3M15.3%0.00%vs
The Peoples Community BankBank Mazomanie, WI87 out of 100, Very strong$388.8M12.8%0.14%vs
Conservation First BankBank Benton, WI82 out of 100, Strong$127.5M14.0%0.74%vs
Peoples State BankBank Prairie Du Chien, WI80 out of 100, Strong$993.0M11.5%0.21%vs
Royal BankBank Elroy, WI79 out of 100, Strong$816.1M10.5%0.06%vs
Aim Credit UnionCredit union Dubuque, IA79 out of 100, Strong$201.2M13.1%0.60%vs