Side-by-side · Q2 2026 data
Mound City Bank vs Royal Bank
Metric by metric
| Measure | Mound City Bank | Royal Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 79 |
| Capital cushion | 81 (stronger) | 55 |
| Loan quality | 96 | 98 (stronger) |
| Earnings | 87 (stronger) | 79 |
| Funding & liquidity | 68 | 83 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 90th | 75th |
| Total assets | $550.7M | $816.1M |
| Deposits / shares | $468.0M | $723.1M |
| Capital ratio | 13.07% (stronger) | 10.53% |
| Problem loans | 0.11% | 0.06% (stronger) |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 1.67% (stronger) | 1.48% |
| Loans ÷ deposits | 91.5% | 76.8% (stronger) |
| Uninsured deposits | 15.7% | 11.9% (stronger) |
| Offices | 5 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 13.0% |
Mound City Bank has the higher TellerScore (86 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Mound City Bank leads on 3 and Royal Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.