Side-by-side · Q2 2026 data
Mount Carmel Baptist Federal Credit Union vs Steamfitters Phila Federal Credit Union
Credit union
Mount Carmel Baptist Federal Credit Union
Philadelphia, Pennsylvania · Under $100 million in assets
Credit union
Steamfitters Phila Federal Credit Union
West Chester, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Mount Carmel Baptist Federal Credit Union | Steamfitters Phila Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 2 | 60 (stronger) |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 65th | 83rd |
| Total assets | $780K | $744K |
| Deposits / shares | $609K | $628K |
| Capital ratio | 21.86% (stronger) | 15.53% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.53% (stronger) | 0.00% |
| Return on assets | -0.45% | 1.01% (stronger) |
| Loans ÷ deposits | 9.3% (stronger) | 94.2% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Steamfitters Phila Federal Credit Union has the higher TellerScore (87 vs 80). On the 5 directional measures above (where higher or lower is clearly better), Mount Carmel Baptist Federal Credit Union leads on 3 and Steamfitters Phila Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.