Side-by-side · Q2 2026 data
Mount Vernon Bank and Trust Company vs Metco Credit Union
Metric by metric
| Measure | Mount Vernon Bank and Trust Company | Metco Credit Union |
|---|---|---|
| TellerScore | 82 | 92 (stronger) |
| Capital cushion | 80 | 100 (stronger) |
| Loan quality | 93 (stronger) | 77 |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 70 | 89 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 82nd | 92nd |
| Total assets | $195.5M | $58.7M |
| Deposits / shares | $165.7M | $47.3M |
| Capital ratio | 13.03% | 18.81% (stronger) |
| Problem loans | 0.21% (stronger) | 0.70% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.30% | 2.65% (stronger) |
| Loans ÷ deposits | 83.0% | 70.9% (stronger) |
| Uninsured deposits | 21.7% | 0.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.7% | — |
Metco Credit Union has the higher TellerScore (92 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Mount Vernon Bank and Trust Company leads on 2 and Metco Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.