Side-by-side · Q2 2026 data
Mount Vernon Bank and Trust Company vs Peoples Savings Bank
Metric by metric
| Measure | Mount Vernon Bank and Trust Company | Peoples Savings Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 56 |
| Capital cushion | 80 (stronger) | 49 |
| Loan quality | 93 (stronger) | 60 |
| Earnings | 72 (stronger) | 52 |
| Funding & liquidity | 70 (stronger) | 52 |
| Problem-loan coverage | 98 (stronger) | 81 |
| Peer percentile | 82nd | 13th |
| Total assets | $195.5M | $189.1M |
| Deposits / shares | $165.7M | $142.0M |
| Capital ratio | 13.03% (stronger) | 9.89% |
| Problem loans | 0.21% (stronger) | 1.19% |
| Net charge-offs | 0.00% | -0.03% (stronger) |
| Return on assets | 1.30% (stronger) | 0.81% |
| Loans ÷ deposits | 83.0% (stronger) | 100.1% |
| Uninsured deposits | 21.7% (stronger) | 22.2% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.7% | — |
Mount Vernon Bank and Trust Company has the higher TellerScore (82 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Mount Vernon Bank and Trust Company leads on 6 and Peoples Savings Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.