Side-by-side · Q2 2026 data
Mount Vernon Bank vs Altamaha Bank & Trust Company
Metric by metric
| Measure | Mount Vernon Bank | Altamaha Bank & Trust Company |
|---|---|---|
| TellerScore | 71 | 74 (stronger) |
| Capital cushion | 53 (stronger) | 52 |
| Loan quality | 79 | 89 (stronger) |
| Earnings | 71 | 82 (stronger) |
| Funding & liquidity | 82 (stronger) | 69 |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 47th | 57th |
| Total assets | $217.6M | $334.1M |
| Deposits / shares | $199.7M | $303.8M |
| Capital ratio | 10.26% (stronger) | 10.19% |
| Problem loans | 0.64% | 0.32% (stronger) |
| Net charge-offs | 0.00% (stronger) | 1.87% |
| Return on assets | 1.27% | 1.55% (stronger) |
| Loans ÷ deposits | 71.0% (stronger) | 80.4% |
| Uninsured deposits | 21.5% (stronger) | 24.9% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Altamaha Bank & Trust Company has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Mount Vernon Bank leads on 4 and Altamaha Bank & Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.